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Bridging loan calculator.

Set the loan, term and how interest is paid, and see the full cost. Our rates start from 0.79% a month, with no exit fees.

Purchase price or current market value. Type “850k” or “1.2m” if you like.

£650,000
12 months

Ours start from 0.79%.

An assumption, confirmed in your terms.

How is interest paid?

Interest for the term is deducted from the loan on day one. Nothing to pay monthly.

Released to you on day one

£575,380

From a gross loan of £650,000, after the fee and retained interest.

Gross loan
£650,000
Loan to value
65.0%
Monthly interest
£5,135
Total interest over 12 months
£61,620
Arrangement fee (2%)
£13,000
Net advance on day one
£575,380
Exit fee
£0
Repaid at the end of the term
£650,000
Total cost of borrowing
£74,620

Residential loans go up to 75% LTV; mixed-use and commercial up to 70%.

Enquire with these figures

How we work it out

  • Retained: interest for the whole term is calculated up front and held back from the loan, so there’s nothing to pay each month.
  • Serviced: you pay the monthly interest; the gross loan is repaid at the end.

All our loans are unregulated and for business purposes only. Figures are illustrative and do not constitute an offer of finance. Your rate, fees and maximum loan depend on the property, valuation, exit and underwriting. Valuation, legal and broker fees are not included. Loan products are subject to credit approval; failure to maintain repayments may result in repossession of the secured asset.