Asset-backed private credit.
PlotPoint gives members of our investor circle the opportunity to fund secured, property-backed loans that we originate, underwrite and manage ourselves, with transparency throughout.
Your capital is at risk. Private credit is high-risk and illiquid; you could lose some or all of the money you invest. It is not covered by the FSCS. Read the risk disclosure
Why private credit?
For funders, PlotPoint gives access to fully vetted, property-backed deals focused on capital preservation.
Capital preservation
We focus on preserving your capital with private credit opportunities backed by tangible assets. Property-backed loans add a layer of protection while still targeting attractive returns.
Non-core market related
Private credit is largely unaffected by traditional market movements, offering stability for those looking to diversify away from volatile stock markets.
Diversification
Investing in real assets such as property-backed loans can reduce overall portfolio risk, adding exposure to an asset class that complements your existing investments.
Attractive yields
Shorter-term lending opportunities structured to provide reliable interest payments, balancing risk and reward.
Our track record.
- Two decades
- Of combined experience
- £100m+
- Capital deployed
- 100
- Completed deals
- 9.2%
- Average gross interest rate p.a.
- 40+ years
- Of wealth management experience
Your capital is at risk. Past performance is not a reliable indicator of future results.
Transparency and control.
Whether you’re participating in a single deal or diversifying across several, you choose the deals that meet your goals.
Advanced risk management
PlotPoint and its solicitors vet every project before it is offered to funders, and every loan is secured against property, with security held by an independent security trustee.
Monitor your deals
Keep track of your portfolio with regular updates on performance, interest payments and project milestones.
How it works.
- Sign upon the app
Onboard with us
Create your account in the PlotPoint app on Google Play or on the web (the App Store version is coming soon). Our team then onboards you personally, including ID verification and compliance checks. Opportunities are available only to funders admitted to the PlotPoint investor circle.
Get the app on Google Play Use the web app - Explorevetted deals
Explore vetted deals
Browse fully vetted, property-backed opportunities in the app, each with a detailed summary, risk analysis and projected returns.
- Select& monitor
Select and monitor
Fund your chosen deals, then view your current deals, interest and project updates in the app.
- Earnreturns
Earn returns
Receive interest payments under the deal terms, while our team actively monitors the performance and security of your investment.
Featured project.
A £600,000 three-tranche, asset-backed bridge and development loan in Shoreditch, London, over 11 months at 46% LTV, secured by a first charge and debenture.
Shoreditch, EC2Shoreditch bridge and development loan
A three-tranche, asset-backed bridge and development loan, finalised in partnership with the borrower.
- Loan
- £600,000
- LTV
- 46%
- Security
- First charge and debenture
Common questions.
How does PlotPoint work?
PlotPoint is the lender of record. We originate property-backed loans, directly with borrowers and through intermediaries, then carry out the underwriting, due diligence and monitoring ourselves. Members of our investor circle fund those loans by lending to PlotPoint, and keep the beneficial interest in their share of each underlying loan.
What types of loans do you offer funders?
PlotPoint focuses on property-backed loans, including bridging and light development finance. Every loan is secured against real property.
Is my investment secure?
Every loan is secured against property, and that security is held on behalf of funders by SEC PP Limited, an independent security trustee. Each project is vetted by PlotPoint and its solicitors before it is offered. However, your capital is at risk and is not protected by the FSCS or covered by the Financial Ombudsman Service. You could lose some or all of your capital and interest.
Is there a PlotPoint app?
Yes. The PlotPoint app is on Google Play and on the web at app.plotpoint.co.uk, and the App Store version is coming soon. Sign up in the app and our team will onboard you. Once you’re admitted to the investor circle, you can explore vetted deals and view your current deals, interest and project updates there.
Start your journey today.
Register your interest and our team will talk you through current opportunities. Your capital is at risk.